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We are pleased to inform you that one of the reasons a loan modification may be available to you is that ... there are currently a number of federally-backed programs and initiatives, including FNMA/FHLMC’s Streamlined Modification Program (“SMP”), that are encouraging the work out of new loan terms that are affordable, for thousands of homeowners, such as yourself.

This service is not sponsored by or affiliated with any specific lender. Rates and term are subject to change without notice. Not all applicants will qualify. The information contained herein is provided for general information purposes only and is not intended to convey a legal option nor legal advice for any particular case or situation. This information does not represent a complete discussion of all the issues relating to the area of loan modification. Since every individual’s factual situation is different, independent legal advice regarding specific situation from a licensed attorney is advisable.